BASICS

Start with Your Financial Organizer, an online tool from TIAA-CREF. (Other calculators and planning tools are also available.) Section I will help you determine your net worth and cash flow; the calculated values may be saved as an Excel spreadsheet.

Many more financial guides (for boomers, women, children, late savers, etc.) are listed under Resources for Consumers by the National Endowment for Financial Education.

The American Savings Education Council (of the Employee Benefit Research Institute) runs the Choose to Save public education program, with an extensive range of online and printable worksheets, calculators, and brochures.

You can take a comprehensive online tutorial from Rutgers University called Investing For Your Future or one from Purdue University called Planning for a Secure Retirement.